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whether of cooperation or antagonism
he observed connections with the state's past and speculated about its future
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Mamoun Benmamoun
Malaysia's Student Loan Company Bakalarczyk whether of cooperation or antagonismThe Malaysian National Higher Education Fund Corporation (PTPTN) was set up in 1997. Since then, it has accumulated a massive debt amounting to RM40 billion in principal plus RM13 billion in interest. All these are guaranteed by the Malaysian government. It is now the biggest provider of student loans in the country and continues to play a very important role in catalysing socio economic mobility, especially among the ethnic Malays which is the
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